Creative ideas to make money without investing in 2022

Learn how to make money without investing, different people think. Among them are students and retirees, start-up entrepreneurs and established entrepreneurs. Some learn and want to earn with a minimum of effort. Others don't like to take risks, so they look for safe options. Still others invest in several business ideas at the same time. At the same time, they want to make sure that the startup will turn a profit without losing finances in the early stages.

Pros and cons of business without investments

It seems that the best business idea is one that can be developed without major investments. On the one hand, this is true. A novice investor only risks his time and nerves. If the idea “takes off”, it will bring you money in a few months. If not, he will gain experience. On the other hand, many do not take into account several important factors.

  1. The less money to start a business, the longer it will take. If you're starting from scratch and don't have a budget, you'll have to do a lot on your own. Combining your business with your main job will be very difficult: there will be no one to delegate tasks to. What can be done? First, find the niche that consumes the least energy.
  2. Second, give yourself time to prepare the place for work. For example, if you decide to blog on YouTube, consider how many videos you need to get started. Shoot videos in your spare time until you're at least 50 or 60. Third, pack a financial pillow if you want to quit your main job. This will allow you not to feel uncomfortable if the business does not generate income at first.
  3. You can start with no money, but you need a budget to scale. There are several ways to raise money for a project: relatives and friends, grants, investors, crowdfunding. If you consult with them before starting work, this can be a good way to test the strength of the idea. If you come to them with a springboard ready, this can make getting funding easier. There is another option: not contacting investors, but reinvesting the profits. This is a convenient but time-consuming method.

How can you make a lot of money without investment?

How to make money without money?

write a book

A great offline way for anyone who has long wanted to travel or live where there is no connection. Each of us has a book, but not everyone understands it yet. We're sure you have something to share too. It could be family recipes, travel stories, advice for people who are going through the same life experience as you. Maybe you are a science fiction writer and you describe the world that will be filmed over and over again. Or you are a chemical science candidate and can talk about complex things in simple language. Or maybe you're a housewife with two kids and your book helps other parents.

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You can go in several ways. First, work with an editor. He will print, promote and sell your book. In this case, you will receive a percentage of sales: approximately 10-20%. So, for example, with a fee of 10% and the sale of 1,000 books for 500 reais, you can earn 50,000 reais.

There is another option: online platforms for authors. There are higher percentages and also a minimum of your participation. Experienced authors can self-publish their books, but this will require upfront capital.

Open an advertising agency

Suitable for energetic and sociable people with a wide circle of acquaintances. If you know good experts: copywriters, designers, targetologists, etc., assemble a team. Your main task is to find the first customers. With the first one, you will work towards a portfolio, but after a few months, word of mouth will start to work. Feel free to offer your services to friends and acquaintances.

In today's world, every project needs publicity. Offer services individually and as a package, do what others don't. Marketing training or experience in this field will be an advantage. Choose the type of agency that best suits you.

It can be a creative agency that creates the visual design of the brand: photos, logos, printing, etc. Another option is a media agency. Its specialists are involved in media planning, consulting, creation and delivery of media advertising, monitoring its effectiveness. Advertising design companies design signage, rent billboard space, and create other types of indoor and outdoor advertising.

create your media

This is the real answer to the question of how you can make money online without investment. It can be your website, blog, video blog or a complete media. The mechanics are very similar everywhere. For example, a website is monetized using:

  • affiliate programs;
  • advertising through search engines (Google AdSense);
  • sponsored content;
  • sale of advertising space on the website;
  • post other people's articles on your site.

We wrote more about how to make money in internet business in this article. If you create your own media, you can also earn money on special projects with advertising. For example, you go to the gym and talk about training, while advertising your own gym, sportswear, or nutrition. Plus, you can earn on local leaderboards. Run a competition for Photographer of the Year and this activity will attract sponsors.

If you have your own blog, promote it. Now the competition is high, but if you provide useful content, there's a chance you'll make it to the top. Choose a topic that you understand and have experience with. Do you think that everything on this topic has already been said? Then submit information as interesting as anyone else!

How to make money without money?

To teach

This is another way to monetize your knowledge. If you've been dissatisfied with the education system for a long time, change it. If you are looking for a way to make money without a job then this is it. It's not about academic hours at school, but about effective new approaches. Become a tutor, teach people languages or share rare but useful skills. If you are really good at something, it will be easy for you. Look for clients through special platforms for tutors, teach them online or offline.

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If you teach languages, create a conversation club, organize joint film screenings with film analysis. Combine useful and pleasant: education and tourism. Organize themed tours where you share your knowledge about photography, marketing or anything else.

How to make money without money?

Sell photos, drawings and videos

The method is not easy and, frankly, not without investments. It is suitable for artists, photographers and videographers who love their work. To work, you need a good camera, lens and computer. There are several ways to earn money.

  1. Start with stock photos. Microstocks like fotolia, istockphoto, shutterstock, pond5, etc. are suitable for beginners. They sell their work cheaply, but perhaps often. After gaining experience, try Stocksy and Offset. This is one of the macro actions where a photo or drawing is redeemed for US $ 1,000 or more. This way of earning has a number of difficulties: you need work of high technical and artistic quality. If you're a photographer and you take portraits, you'll have to constantly ask models to sign releases. A model release is the models' official consent to the use of photos with them. Often business models claim a share of the profits.
  2. Sell articles to magazines. Modern publications, even foreign ones, pay little. For a good report for a Russian edition you will receive 10,000 reais, for a foreigner a little more. Consider this option if you want to recover your travels.
  3. Earn money with NFTs. So, for example, photographer Daniil Korzhanov took landscapes for a long time. He recently posted a collection of 30 frames as an NFT. It was bought completely in half an hour for 22 thousand dollars! Amazing, isn't it? Yes, you need your work to be really beautiful. Of course, it is desirable to be at least a little known. But think you can earn tens of thousands of extra dollars an hour!

Organize events

Similar to a business idea with a marketing agency: It is also desirable to have work experience or education as a marketing professional, manager or actor/host. You will need to register your agency and build a portfolio with good photos and videos of the events. It's best to start before the season starts to sort everything out. At the beginning of the holidays, for example in October-November, you can set up ads on Instagram. At first, avoid additional expenses, but then at least make a simple website and rent an office. In principle, the rent can be shared with other specialists: hosts and photographers often need to communicate with clients somewhere.

In this niche, intellectual assets are valued: new and unique ideas. The material component will become important in later stages: sound and lighting equipment, costumes, etc. will be needed.

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Consult

Any topic on which information is difficult to find will do. Marketing strategies, traveling to faraway places, creating your own style. Or, for example, taking care of exotic animals, profitable real estate strategies, choosing a quality car.

Another question: how to sell your services? This, again, is done with the help of social media, a website, word of mouth and freelance exchanges. The most effective way is to create your own brand. In fact, this idea is suitable for those who do not want to open their business from scratch, but rather earn additional income.

become a moderator

If you don't want to create your own blog, moderate the ones made by others. From the moment millions of people started using the Internet, it became necessary to control users' messages, comments, etc. Moderators protect blogs from spam, flooding, obscene language, insults, etc.

You can run multiple websites in parallel and earn good money from it. Authors offer moderators from 5,000 to 30,000 reais per month, while you can work on 5-6 blogs at the same time. The final income is, on average, about 80,000 per month. That's not all: you can double or triple your profits. So, for example, CMM – an expert takes 2-3 projects, but performs more tasks. At the same time, he already earns 120-140 thousand a month.

how to make money without money

infobusiness

The information was of great value both then and now. The information business is a type of business based on selling educational materials. Main advantages: minimal initial capital, possibility of automation, high income. Also, for any topic, you can find an audience. The main disadvantage: high competition and the need to have a large number of skills. It should also be noted that many people in Russia do not trust the information business. Some entrepreneurs misled their audience, others gave useless information. That's how it got a bad reputation.

If you still decide to start moving in that direction, pick a niche. Among the most popular now are the sphere of sales, business automation, production innovations. Build a personal brand: Prove to the audience that you are an expert. You should have complete social networks, a website, a portfolio, and achievement information. Think about what the information product will be. What benefit will it bring? How do you provide information. It could be:

  • eBook;
  • audio or video course;
  • webinar or autowebinar;
  • training or seminar;
  • individual consultation;
  • online school;
  • outdoor team building.

Run a trial version of the product without attachments, get feedback and eliminate deficiencies. After that, start selling: set up email newsletters and other advertisements. It may require a small financial investment.

Conclusion

Each of us sometimes thinks about how you can make money quickly without investment. Now we have more opportunities to do that, and without leaving home. Any small scale business can be started with minimal or no financial investment. But remember that you will have to sacrifice something else, and most of the time, that irreplaceable resource is your time.